Jac

Jac M. Arbour, CERTIFIED FINANCIAL PLANNER™ professional, Chartered Financial Consultant®, is the founder and CEO of J.M. Arbour.

Jac began his career in the financial services industry in 2007 upon graduating from Bowdoin College. In time, Jac has developed a passion and an expertise in providing world class Mutli-Family Office services.

Jac leads a team of experts who execute with precision. The mission of the team is to create financial and life plans that generate the most wealth, in all its forms.

Jac is the author of four books and financial guides, including: May You Drink from the Saucer (2013), This Little Piggy, a financial literacy book for children and families (2021), The Art of the Rollover (a financial guide for those in career transition, 2020), and The Ultimate Guide to Retirement Income (2021).

Jac is also the founder and CEO of MasterFi, Inc. an AI powered financial companion that can build budgets, help eliminate debt, create emergency accounts, help you save for the down payment on a home, save for retirement, and more.

Jac attained his BA degree from Bowdoin College, his Chartered Financial Consultant® designation from The American College, and his Certified Financial Planner® certification from the CFP Board of Standards. 

Licenses and Professional Designations:
Licensed Producer: Life, Accident and Health
Investment Adviser Representative: Series 65
Chartered Financial Consultant®
CERTIFIED FINANCIAL PLANNER™ professional

Community Involvement:
Personal Development and Financial Literacy Speaker
Founder of 1% to F.E.E.D. KIDS™

To purchase a copy of one of Jac’s books, please Click here

EVAN

Evan N. Campbell, CHARTERED FINANCIAL ANALYST®,  is a value investor with over 16 years of experience in equity research and portfolio management and brings to JMA a strong track record of outperformance.  With a deep passion for fundamentals-based equity investing and a commitment to serving high-net-worth clients, Evan looks forward to being part of JMA as it embarks on its next phase of growth.

At JMA, Evan will be involved in every aspect of the Firm, personally managing the JMA Value Strategy, advising the CEO on overall asset allocation and Firm strategy, helping select investments for the JMA Venture Fund and Private Credit Fund, and helping Portfolio Managers provide service to clients.

Prior to joining JMA, Evan was Vice President at Delphi Management, one of America’s best-known boutique investment managers.  At Delphi he worked closely with founder Scott Black in all aspects of equity research, investment strategy, portfolio management, business development, and client relations.

His analytical approach is shaped by a rigorous academic background, including advanced degrees in History and German from the University of Massachusetts, Amherst.  Along the way, he wrote his Masters’ Thesis at the University of Tübingen, Germany, and pursued doctoral studies in International Relations and Economics at Old Dominion University in Norfolk, Virginia.  He has taught History and International Politics at several colleges and universities, as well as for the U.S. Navy as a civilian instructor.  

A CFA Charterholder and member of CFA Society Boston, Evan is excited to bring his expertise and disciplined investment philosophy to JMA, helping to drive strong, research-driven results for clients.

MILES

Miles T. Whitlock, CERTIFIED FINANCIAL PLANNER™ professional, Chartered Financial Consultant® is a Vice President of Private Wealth Services and fiduciary at J.M. Arbour, where he demonstrates a strong ability to help his clients in the areas of retirement, income, and insurance planning. Miles utilizes various strategies to assist his clients, enhance their investment experience, reduce their financial risks, and help preserve the assets they have spent a lifetime accumulating.

Miles’ approach to working with clients is one that is both relaxed and confident. He particularly enjoys working with fellow Mainers who seek advice pertaining to conservative strategies and those that will ensure financial peace of mind.

Specifically, Miles’ has a focus on helping people:

• Explore safe money alternatives

• Maintain financial independence throughout retirement

• Protect and preserve hard-earned assets from chronic illness

• Understand options that could maximize their Social Security benefits

• Efficiently pass assets to beneficiaries

• Align their investment portfolios with their goals, timelines, and expectations, all of which is done on a customized basis

Miles’ consultations are no-fee and include collaboration with accountants, attorneys, and other insurance professionals to ensure that a comprehensive approach is taken with his clients.

Miles is a native of Maine and grew up in Manchester. He graduated from Cony High School and attained his BA degree in Economics from Clark University. He considers coaching and playing sports among his greatest passions.

Licenses and Professional Designations:
Licensed Producer: Maine Life and Health Insurance
Investment Adviser Representative (Series 65) Chartered Financial Consultant®

Professional Memberships:
National Association of Insurance and Financial Advisors

Community Involvement:
Volunteer Coach with Youth and High School Baseball
Manchester Historical Society
Manchester Grange Member (Officer)
Kennebec Valley YMCA Annual Fund Committee

Will

Will S. Cummings is an Investment Adviser Representative focused on helping his clients realize their financial goals through an education first approach.

Will began his career in the financial services industry after graduating from Rochester Institute of Technology, Rochester, New York. It was at RIT that Will attained a degree in Finance and dual minored in Economics and Accounting.

Prior to graduation, Will interned as an Economic Analyst with Mechanics Savings Bank and as a Treasury Analyst for the Rochester Institute of Technology. Upon graduation, Will began his career as an advisor and joined Axa Equitable Advisors as a Registered Representative.

Will brings experience and a strong skill set to the JMA team. He has a passion for helping families grow into the positions they desire, and does so by sharing his analytical insights and conceptual thoughts, making the seemingly complex, easy to understand.

Will is a Maine native and grew up in Monmouth, a small town located between Augusta and Lewiston-Auburn. Will enjoys being outdoors and near the ocean, which fuels his passion for fishing the Atlantic Ocean. Will is an avid fan of sports and is a former semi-professional football player, having played in upstate New York.

Licenses:
Licensed Producer: Maine Life and Health Insurance
Investment Adviser Representative (Series 7, 63, and 66)

Community Involvement:
Friends of Cumston Hall Board Member

JIM

James C. Lowell is an Investment Adviser Representative at  J.M. Arbour. 

Jim is a graduate of the University Of Maine Orono and the School of Economics. It was here that Jim’s passion for Finance and Markets began.  This led to an astute understanding of derivatives, equities, and investment strategies.

Jim has spent the last ten years with a nationally ranked insurance agency; his focus has been property-casualty and life insurance case design. This experience is one that led to a strong skill set in the areas of risk analysis and management, asset protection, and property valuation.

After ten years of service with outstanding client retention, Jim leads with an empathetic approach to meet the needs of his clients. His understanding of systematic risk and broad market conditions allows Jim to lead his clients to investments that are both appropriate as well as impactful for their future financial needs.

Jim’s consultations are no-fee and include collaboration with accountants, attorneys, and other insurance professionals to ensure that a comprehensive approach is achieved.

Jim is a native of Maine, grew up in Augusta, and graduated from Cony High School. He furthered his education in Colorado, graduating from Colorado Mountain College in Steamboat Springs, and then once more from the School of Economics at the University of Maine, Orono. He was a registered Maine Guide, an avid fly fisherman, and a lifetime outdoor enthusiast.  He lives in Sabattus with his wife and daughter.

Licenses and Professional Designations:
Licensed Producer: Maine Life and Health Insurance
Investment Adviser Representative (Series 65)
Associate in General Insurance
Associate in Personal Insurance

Community Involvement:
Town of Sabattus, Maine: Planning Board Vice-Chair
Town of Sabattus, Maine: Budget Committee

CARSON

Carson E. Kunkle, CERTIFIED FINANCIAL PLANNER™, is a Private Wealth Adviser at J.M. Arbour, where he is dedicated to helping individuals and families achieve financial confidence.

He graduated from the University of Arizona’s Eller College of Management with a degree in finance, where he discovered his passion for guiding others toward financial success. His career in financial services began at Vanguard, where he spent three years as a registered representative, gaining valuable experience in investment management, portfolio implementation, and client service.

Carson takes a personalized, holistic approach to financial planning, striving to uncover opportunities many clients didn’t even know was possible. He believes accurate financial planning goes beyond the numbers—creating a strategic roadmap tailored to each person’s goals, values, and aspirations. Whether planning for major life milestones, building wealth, or securing a legacy for future generations, he helps clients navigate the journey with clarity and assurance.

Originally from Phoenix, Arizona, Carson attended Arcadia High School, where he played football and lacrosse. Outside of his professional career, he stays active, makes connections, travels to new places, and spends quality time with friends and family.

Licenses:

Securities Registered Representative (Series 7, 63)
CERTIFIED FINANCIAL PLANNER™ professional 

TERESA

Teresa M. Jaquith is an Office Manager at J.M. Arbour. She has extensive experience providing administrative support in the fields of industry, marketing, health care, and finance. Her aim is client satisfaction via creativity and operational efficiencies that improve processes, streamline activities, and ensure consistent and accurate workflows.

Teresa was born and raised in Michigan and graduated from Lake Superior State University.  She moved to Maine in 2011 and currently lives in Gardiner with her husband, a native of Maine.  Teresa is active in her local church and enjoys gardening, crafting, reading, and exploring Maine and the surrounding areas.

SHELLIE

Michelle "Shellie" Black is a Retirement Plan Adviser at J.M. Arbour and works directly with Plan Sponsors and Plan participants. Shellie has over a decade of financial experience rooted in banking customer service, making her a strong fit for client facing roles. With a focus on delivering exceptional personalized service, Shellie employs humor, compassion, and superior problem-solving skills to cater to her clients' needs.

In addition to her banking career, Shellie has been deeply committed to enhancing financial literacy, particularly among young audiences. Her latest endeavor includes authoring the children's book "Pocket Change and Dollar Bills," aimed at instilling the importance of saving money and growing wealth in toddlers and early readers.

Shellie was born and raised in Ithaca, NY, and embodies a true adventurous spirit. In 2016, she embarked on a journey to Maine and has never looked back. Today, she finds immense joy in raising her vibrant three-year-old son, Wilder, amidst the scenic landscapes of Maine.

Beyond her professional pursuits, Shellie finds fulfillment in an array of interests. As a former college cheerleader, she cherishes the opportunity to impart invaluable life lessons to her teams through coaching and empowerment. Seeking solace in nature, she spends her leisure time harvesting homegrown vegetables in her garden, hiking with her dogs, casting a fishing line in local serene lakes, or indulging in a good book on the beach.

Licenses:

Maine Life and Health Insurance
Investment Adviser Representative (Series 65)
Chartered Retirement Plans Specialist™

Nathan

Nathan D. Jandreau is a Portfolio Administrator at J.M. Arbour and a Business Administration student at the University of Maine. He has prior administrative experience and is focused on organization and efficiency in his work.

From Winslow, Nate values staying connected to his community and enjoys spending his free time supporting local sports and enjoying Maine's great outdoors.

Licenses:
Investment Adviser Representative (Series 65)